America's Car-Mart of Mountain Home

Helping people has always been at the heart of why we exist. Our purpose is to keep customers on the road and provide peace of mind in one very stressful area of life – used car ownership. We have a strong tradition of serving hard-working Americans by delivering quality, used vehicles at affordable prices.  We strive to earn the repeat business of our customers by providing quality vehicles, affordable payment terms and excellent service.  To be America’s best auto sales and finance company in the eyes of our associates and customers while improving the communities we serve.  We pride ourselves on being a different kind of dealership. We’ll help you quickly get into a dependable, used vehicle and on your way. We’re a great option for those who may not qualify for traditional used car financing because of bad credit, no credit, repossession or past bankruptcy.


We understand that you deserve the best deal, and that’s why we offer one of the lowest interest rates and one of the shortest contract terms than others in our industry.* We report customers’ on-time payments to the credit bureaus – all these things add up to offering you peace of mind and a customer experience you won’t find at other dealerships.


100% Satisfaction

7-Day 100% Satisfaction Exchange Policy where we’ll put you in another vehicle of equal or lesser value.

Service Contract Plus

Get added protection for your purchase with three tiers of service including oil changes and roadside assistance.

Accident Protection Plan

Have your remaining debt canceled in the event your vehicle is stolen or considered a total loss.

*Not available in Indiana.

Financing Options

Low down payments with weekly, biweekly and monthly payment options that fit your schedule.

Flexible Trade-In

We’ll trade for anything of value - electronics, appliances, and more!

Hand Selected Vehicles

Our team of experienced purchase agents personally selects and checks our inventory.


Buy Here Pay Here

America’s Car-Mart, Inc. is an ‘Integrated Auto Sales and Finance’ company also known as a ‘Buy Here Pay Here’ company. This means you can purchase, finance, and make payments directly to us – with no need for separate approvals. We sell quality, used vehicles, provide the financing and service the loan all right here at America’s Car-Mart.

Get Approved


Our People

We care deeply about our family of associates. We offer diverse training programs focusing on specific roles within the company. We believe in giving our dedicated and hard-working associates opportunities to succeed so they can have a successful career at Car-Mart.



Our Communities

We also believe in giving back to our local communities where we work. We’re always looking for ways to serve and make a positive impact in our local communities. Through our associates’ volunteer spirit, we want to do our part in making the communities where we work and live better places.

Learn More


* America’s Car-Mart, Inc. Form 10-Q Filed March 9, 2022 (

* Source: Q4 2021 Experian State of the Automotive Finance Market Deep Subprime (FICO Score 500 or less) Industry Average.

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